Michigan Financial Advisor Steven Drahozal

I am a Michigan Financial Advisor with a focus on retirement income planning. I am an Investment Advisor Representative and a licensed insurance agent. I am a small business owner and I run an insurance agency

Where I have lived

I was born in Jefferson City, Iowa, and lived in Iowa City, Iowa, Aurora, Illinois, St. Charles, Illinois, and Framingham, Massachusetts, before returning to Iowa City for the first 17 years of my life before college. I grew up with two brothers and a sister, who live in three other states. My wife and I have been residents of Hartland, Michigan, for over 20 years. I spent my senior year of high school working part-time in my uncle’s grocery store, where I learned the value of customer service.

My Education

I graduated high school and attended the University of Iowa. After graduating with a degree in communications, I worked in management at Radio Shack. There, I applied the collegiate skills I learned in Accounting, Computer technology, and business management.

My Hobbies

I enjoy gardening, travelling and spending time with my friends, family and my two dogs Leia and Rey. I am a big fan of Disney (Land, World, and Cruises). My wife and I have recently travelled on most of Route 66, from where it starts in downtown Chicago, to New Mexico. We plan to travel from where we let off Route 66 in New Mexico to where it ends in California, in the near future.

Shout out to my dad

I owe much of my success as a Michigan Financial Advisor to my dad, who had a doctorate in mathematics. At a very young age, I knew all my addition, subtraction, multiplication, and division tables. I have always excelled in math which is a tremendous benefit to my clients. My Dad always told me to focus on my education so I could help people.

What I Have Learn about People and Money

When I first started in the financial services industry over 30 years ago, I learned immediately that the vast majority of people, regardless of age, income, or education, did not understand money or income taxes. Because of their lack of understanding they made many mistakes. In an effort to help people, I started the Mature American Planning Company.

Educator and trusted Michigan Financial Advisor

I found that the best way to help people is to educate them by making complicated subjects understandable. I give a clear and concise explanation of how a product or service might be of value so my clients are able to make an informed decision. I love seeing the look in people’s eyes when they finally understand something about finances they may have been struggling with for years. It is a very satisfying feeling.

How I help the Retired and those Near Retirement

As a Michigan Financial Advisor, I feel truly honored to be in a position to provide education, recommendations, and solutions for retirees and the soon-to-be-retired. I enjoy helping people:

Increase their income.
Never run out of money for as long as they live.
Avoid volatility and losses.
Pass on assets to their loved ones.

I want to make a big difference. I want to put the power back in the hands of retirees and take it away from Wall Street. This is why I founded the Wealth & Income Management Group.

What I have seen

I have seen it many times, retirees with low incomes who do not feel independent and are unable to live their dreams. On the other hand, retirees with high incomes that are guaranteed for as long as they live, feel far more independent and empowered, with fewer regrets and far more memories.

Doing the Right Thing

For over thirty years, I’ve provided financial, retirement, and economic advice to clients throughout the United States. I value and protect the tremendous responsibility my clients have placed in me, to hold their dreams in my hands. I’m grateful I have the opportunity to assist individuals and families in making positive decisions to enhance their retirement position.

Being a Michigan Financial Advisor can be satisfying

I have learned that my passion is to help people solve their problems. It is very rewarding to help people deal with their issues, needs, and uncertainty and to gain a clear perspective of their financial position so that they have a chance to attain their goals. By listening and then educating, I can provide tremendous benefits to retirees.

What I can do for you

I will do everything that needs to be done to provide effective retirement solutions and services to you. I have seen so many people work so hard to save so much money while they were working so that they would have additional income during retirement. But what I have seen is the vast majority of these people not use their assets for income during retirement at all.

Don’t Live a Just In case Retirement

I have met with retirees who have been retired for 5, 10, 15 years, or more and have assets that have been left untouched the entire time. What is mind-boggling is the majority of these people could have really used the income from their assets to improve their lifestyle. They have continued to sacrifice during the entire time they have been retired. They could have enjoyed retirement at a significantly higher level. I want to put an end to all of that nonsense. It’s your money, and you should be using it for what you want and need.

The saddest thing I see

Unfortunately, many people may not realize they haven’t invested their money wisely until it is too late. Your financial future is too important to leave to chance. Let me provide you insight into strategies you’re likely not aware of and get you on the path to financial freedom.

Conclusion:

Getting a second opinion on your investments, portfolio, and financial strategy is important. It can provide the peace of mind that comes from having a Michigan Financial Advisor prepare a secure investment strategy that protects your savings from market instability. I can help you and your family make sound financial decisions regarding your plans for retirement.

REQUEST YOUR PERSONAL COMPLIMENTARY FINANCIAL REVIEW WITH STEVEN DRAHOZAL